Comprehensive Car Insurance Victoria quotes

发布时间:2025-08-06 20:22

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Man sitting in the drivers seat of a red car and smiling out the window.

Save up to 10% on RACV Car Insurance when you take out two or more eligible insurance policies*

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What’s Comprehensive Car Insurance?

Comprehensive Insurance offers protection to help cover costs in the event of an accident. Regardless of who is at fault, you and anyone permitted to drive your vehicle, will be covered for collision damage to your vehicle and other people’s property.^

Go with the standard inclusions, or add optional extras to suit your needs and budget — like hire car cover, windscreen cover with no excess or pick your own licensed repairer.¹

Key benefit

Hire car cover if your vehicle can’t be driven after a not-at-fault collision until it’s repaired, or your claim is settled. The name and address of the driver at-fault has to be provided to RACV Insurance.

Need help with your car insurance quote?

Our team are available 7am - 11pm every day.

More than just great cover

24/7 claims help

Australian-based consultants are always here to help. 

Your choice of excess

Lower your premium by choosing a higher excess on Complete Care® and Comprehensive policies.

Cover for additional drivers

Any licensed driver who meets the underwriting criteria will be covered when driving your car.^

Pay annually or monthly

Save on the price of your premium when you pay annually.†

Loyalty discount

The longer you're a Member, the greater your discount on selected products with our Years of Membership benefit.*

Multi-policy discounts

Take out two or more eligible policies and save up to 10% on each – including home and motor insurance.*

Feel at ease on the road with RACV Comprehensive Car Insurance

What does RACV Comprehensive Car Insurance cover?

Included Not included Optional extras

RACV Comprehensive Car Insurance offers cover for a range of events. Here’s a summary of what’s included:

Loss or damage to your vehicle

Caused by an accident, flood, fire, malicious act, storm, theft or attempted theft.

Up to $500 for personal items

If they’re stolen with your vehicle or damaged in an incident. Some exclusions apply.

Hire car after a not-at-fault collision

If your car cannot be driven until it is repaired, or your claim is settled. The at-fault driver’s details must be provided.

New for new replacement vehicle

Where available if your vehicle is up to 2 years old and RACV Insurance considers it to be a total loss and agrees to pay your claim.2

Liability cover up to $20 million

For damage to someone else’s vehicle or property.

Any licenced driver (including learners)

With permission to drive your vehicle, that meet underwriting criteria, can be covered. Additional excess may apply to inexperienced drivers or drivers under 25.

This is only a summary of the inclusions for RACV Comprehensive Insurance. For more information, such as conditions, limits and exclusions, please read the Product Disclosure Statement.

Compare Complete Care® and Comprehensive insurance

Complete Care®

Any driver with a valid licence (including learners) and permission to drive your vehicle will be covered. Additional excess may apply to inexperienced drivers or drivers under 25.

Cover for the cost to repair or replace your damaged windscreen, windows or sunroof - without needing to pay an excess, following an insured event.

Cover for the cost of a hire car if you can't drive your vehicle (excluding a motorcycle) after a collision where you're not at fault, and you've provided the at-fault driver's details.

Cover for the cost of a hire after the theft or attempted theft of your vehicle.

Cover for the cost of a hire car if you can't drive your vehicle after a collision where you're at fault.

Comprehensive

Any driver with a valid licence (including learners) and permission to drive your vehicle will be covered. Additional excess may apply to inexperienced drivers or drivers under 25.

Cover for the cost to repair or replace your damaged windscreen, windows or sunroof - without needing to pay an excess, following an insured event.

Cover for the cost of a hire car if you can't drive your vehicle (excluding a motorcycle) after a collision where you're not at fault, and you've provided the at-fault driver's details.

Cover for the cost of a hire after the theft or attempted theft of your vehicle.

Cover for the cost of a hire car if you can't drive your vehicle after a collision where you're at fault.

See other car insurance options

Third Party Fire and Theft

Cover if your car is damaged by fire or stolen. Plus, for unintentional collision damage to other people’s property and vehicles.

Third Party Property Damage

Basic cover for unintentional collision damage to other people’s property and vehicles.

Make a claim or manage your policy

Frequently asked questions

We can also help you with...

Tips and advice for your car

* The Multi-Policy Discount and Years of Membership Benefits exclude Travel, Business and Farm Insurance products. To qualify for the Multi-Policy Discount, you must hold two eligible RACV Insurance policies. For further details, see the Premium, Excess and Discounts guide at racv.com.au. Discounts will only be applied until any applicable minimum premium is reached. On renewal, any increases or decreases in your premium may be limited by factors such as your previous year’s premium. You may not save more with more eligible policies and by staying with RACV Insurance longer if a minimum premium is reached, or limits have been applied to increases or decreases in your premium.

^ Additional excess applies to drivers under 25 or with less than 2 years' driving experience

1 Complete Care® and Comprehensive policies only.

2 If you purchased a new or demonstrator vehicle weighing less than 2.5 tonnes, RACV Insurance considers it a total loss, a similar replacement vehicle is available in Australia and any credit provider noted on your Certificate of Insurance agrees. Further conditions apply. See the Product Disclosure Statement for details.

† Comprehensive, Third Party and Third Party Fire and Theft policies only.

The information provided is general advice only. Before making any decisions please consider your own circumstances and the Product Disclosure Statement and Target Market Determinations. For copies, visit racv.com.au. As distributor, RACV Insurance Services Pty Ltd AFS Licence No. 230039 receives commission for each policy sold or renewed. Product(s) issued by Insurance Manufacturers of Australia Pty Ltd ABN 93 004 208 084 AFS Licence No. 227678.

网址:Comprehensive Car Insurance Victoria quotes https://klqsh.com/news/view/113036

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